The internet banking facility offered by Bank of Baroda allows customers to access almost all banking services from their home or office at any convenient time. It provides a secure, fast, and efficient way to manage financial activities online.
Features of Bank of Baroda Net Banking
- Single login to manage multiple accounts easily.
- Instant access to account statements and transaction history.
- View Tax Credit Statement (Form 26AS) online.
- Generate ESBTR receipts and download pension life certificates.
- Pay utility bills, shop online, and make insurance payments.
- Free SMS alerts for debit and credit transactions.
- Secure authentication using OTP.
- Open Fixed Deposits (FD) and Recurring Deposits (RD) online.
- Self-registration using an active debit card.
- Manage PPF and SSA accounts (view, link, and delink).
- Invest in Sovereign Gold Bonds.
- Access Kisan Vikas Patra details.
- Add, modify, or remove nominees online.
- Digital signature support for corporate users.
Benefits of Bank of Baroda Net Banking
- Most net banking services are free of cost.
- Transfer funds via IMPS, NEFT, and RTGS.
- Pay utility bills such as electricity, gas, mobile, broadband, and DTH.
- Make credit card payments easily.
- Book tickets for flights and trains.
- Manage debit card services (block card, change PIN, set limits).
- Pay direct and indirect taxes online.
- Request cheque books online.
- Make bulk payments and stop payments.
- Pay tuition fees for multiple institutions.
How to Register BOB Net Banking?
- Visit the official Bank of Baroda website.
- Click on “Download Application Form”.
- Fill in the required details.
- Submit the form at your nearest branch.
- Receive your User ID on your registered email.
- Set your password using the “Set Password/Forgot Password” option.
- Alternatively, register online using your debit card.
- Log in after successful registration.
How to Login Bank of Baroda Net Banking Portal?
- Visit the official Bank of Baroda website.
- Click on “Baroda Connect (Internet Banking)” under the Digital section.
- Select “Retail User” or “Corporate User”.
- Enter your User ID and password.
- Accept terms and conditions to log in.
How to Reset Password for BOB Internet Banking?
- Visit the Bank of Baroda website and click on “Retail User”.
- Enter your User ID.
- Click on “Forgot Sign In Password”.
- Answer security questions.
- Enter your registered mobile number.
- Enter the OTP received.
- Set a new password and confirm it.
- Submit to complete the reset process.
How to Check the Balance by Using BOB Net Banking Facility?
- Log in using your User ID and password.
- Register for “View Facility” to check balance.
- Register for “Transaction Facility” to perform transactions.
What are the transaction limits that are available under the BOB Net Banking facility?
For Retail User
- Daily Limit: No limit for self accounts; up to ₹10 lakh (government/self-linked), ₹15 lakh (third-party).
- Per Transaction: Up to ₹7 lakh (self/govt), ₹10 lakh (third-party), ₹5 lakh via RTGS/NEFT.
- Weekly Limit: Up to ₹12 lakh (self/govt), ₹30 lakh (third-party).
- Monthly Limit: Up to ₹30 lakh (self/govt), ₹50 lakh (third-party).
Corporate User:
- Daily Limit: No limit for self accounts; up to ₹25 lakh (self/govt), ₹75 lakh (third-party).
- Per Transaction: Up to ₹10 lakh (self/govt), ₹20 lakh (third-party).
- Weekly Limit: Up to ₹45 lakh (self/govt), ₹2 crore (third-party).
- Monthly Limit: Up to ₹1 crore (self/govt), ₹5 crore (third-party).
What is the maximum number of beneficiaries that retail and corporate users can add in a single day?
- Retail Users: Up to 10 beneficiaries per day.
- Corporate Users: Up to 15 beneficiaries per day.
What is the method to pay the Credit Card Bill by using BOB Net Banking?
- Log in to the net banking portal.
- Link your credit card to your savings account.
- Authenticate using your ATM PIN.
- Go to the “Credit Card” section.
- Select “Credit Card Payment”.
- Confirm and complete the payment.
Once the payment is made, the amount is instantly debited from your account and reflected in your credit card balance.
Note: GST at 18% is applicable on banking services as per government regulations.
