Union Bank of India Net Banking: Services, Registration, and Complete Guide

Through the evolution of internet banking, the world of finance has transformed significantly. Customers can now check account balances, track transactions, and make payments anytime from the comfort of their homes.

Union Bank of India offers a robust net banking platform that allows users to perform a wide range of banking activities online without any additional cost. Whether it is fund transfer, bill payment, or account monitoring, everything can be managed efficiently through this service.

Types of Net Banking Provided by Union Bank of India

The two types of Union Bank of India (UBI) net banking services are:

• Retail Banking: Designed for individual customers to manage savings accounts, deposits, and personal banking needs.
• Corporate Banking: Tailored for businesses, SMEs, and corporate entities to manage financial operations, employee payments, and business transactions.

The following are the services that customers can avail themselves of through UBI Net Banking

• View account balance and transaction history
• Download and print e-statements
• Transfer funds within and outside the bank
• Use NEFT, RTGS, and IMPS for money transfers
• Access banking services 24×7 from anywhere
• Pay utility bills and taxes
• Book tickets for travel, hotels, and entertainment

Registration Options for UBI Net Banking

Union Bank of India provides three ways to register for net banking:

• Debit Card Holder: Can register online using “Self User Creation” on the official website.
• Non-Debit Card Holder: Can register for view-only access without ATM card.
• Corporate Customers: Must apply through their home branch using an application form.

Steps to Activate UBI Net Banking

1. Visit the official Union Bank of India website.
2. Go to Online Banking → Union Bank Net Banking.
3. Click on Self User Creation.
4. Select Transaction Facility or View Facility.
5. Enter account details such as account number, DOB, PAN, etc.
6. Enter debit card details and PIN.
7. Accept terms and conditions.
8. Enter OTP received on registered mobile number.
9. Create login and transaction passwords.
10. Submit and complete registration.

Note: Activation may take 24–48 hours.

Password Reset Process

1. Visit Union Bank net banking page.
2. Click on Forgot/Create Password.
3. Select reset option (with or without debit card).
4. Enter account details and OTP.
5. Set new password.

Checking Balance Using UBI Net Banking

Users can log in using their credentials to check account balance, download statements, transfer funds, and manage various banking activities.

Steps for Fund Transfer through UBI Net Banking

1. Login to net banking account.
2. Go to Transactions.
3. Select Beneficiary Management.
4. Add beneficiary with account number and IFSC.
5. Choose Fund Transfer.
6. Enter amount, transaction type (NEFT/RTGS/IMPS).
7. Confirm with OTP and transaction password.

NEFT Timings

• Weekdays: 8:00 a.m. to 6:30 p.m.
• 1st & 3rd Saturdays: 8:00 a.m. to 6:30 p.m.
• Sundays: Not available

IMPS Timings

• Available 24×7 including Sundays

NEFT and RTGS Charges

Transaction Amount	NEFT Charges
Up to ₹10,000	₹2.50 + taxes
₹10,000 – ₹1 lakh	No charges
₹1 lakh – ₹2 lakh	₹15 + taxes
Above ₹2 lakh	₹25 + taxes

How to Pay the Credit Card Bill Using UBI Net Banking?

Once registered, users can easily pay their credit card bills:

1. Login to net banking.
2. Link credit card using ATM PIN.
3. Select Credit Card Payment.
4. Enter details and confirm payment.

Steps to Open a Savings Account with Union Bank of India

1. Download “Union Selfie & M-Passbook” app.
2. Click a selfie.
3. Scan PAN and Aadhaar.
4. Account number generated instantly.
5. Visit branch for verification.

Alternatively, customers can visit a branch with KYC documents.

Customer Support for UBI Net Banking

• Call 24×7 customer care
• Email: ebanking@unionbankofindia.com
• Email: internetbanking@unionbankofindia.com

Users can request password reset or assistance via email or phone.

Additional Information

Information Required to avail of Union Bank Net Banking Service What are the requirements to avail of the Union Bank Net Banking Service?

A basic requirement includes a computer or smartphone with internet access. Modern browsers are recommended for smooth operation.

Non-resident Indians, do they get the Union Net Banking service?

Yes, NRIs can access Union Bank net banking services from anywhere in the world by registering online.

Where to get my user ID for net banking if I need to remember it?

Users can contact their nearest branch or email the bank with details like account number, DOB, and address to retrieve their User ID.

Conclusion

Union Bank of India Net Banking is a powerful and user-friendly platform that allows customers to perform a wide range of banking activities from anywhere at any time. With easy registration, secure transactions, and multiple services, it enhances convenience and efficiency for both individuals and businesses.

Importantly, the bank does not charge any fee for activating net banking services, making it a cost-effective solution for modern banking needs.